Changes in banking law. It's about transfers

In recent years, changes in banking law often undergo unnoticed, and their importance has become obvious only when they begin to influence our daily lives. < img src = "https://zycie.news/crrops/a49b49/620x0/1/0/2025/02/14/ifidczmtccmop6s7cvgojvpbvvvobxuc3jz9l94p.jpg" alt = "ATM, source: pixabay" styles = "background-color: rgba (137,136,134.1)" > < p > amendment to the Act on counteracting money laundering and financing of terrorism, which entered into force, is a step aimed at increasing control of financial transactions. Although banks have been monitoring transfers for years, the new regulations introduce more stringent regulations, which & re can be affected by many Pole & v.

< h2 > new recipes and daily transactions

< P >The amendment to the Act aims to tighten control over operations, the client & oacute; in the bank & oacute; w. The existing monitoring mechanisms have been focused on individual transactions, but with new regulations, banks will be required to analyze the sum of transactions in the long run. This means that if a person makes a series of transfers & in or payments of the & oacute; which & oacute; rewrite the specific PR 'Oacute; Giif).

< H2 > obligation to identify the beneficiary & oacute; in

< P >Another important change is the extension of the obligation to identify the beneficiary & Oacute; in the transfer. The purpose of this action is to prevent the use of the so -called “pole & oacute; in” money laundering. In practice, this means that every person using banking services can expect more bureaucracy and more accurate control over their finances. Banks will have to collect more information about the & oacute; b, which are the recipients of the transfer of & oacute; W, which can lead to additional questions during the implementation of larger transactions.

< H2 > Rola GIIF in the new system

< P >The General Inspector of Financial Information plays a key role in analyzing and detecting illegal financial operations. The amendment to the Act significantly expands its competence, especially in the field of counteracting the financing of terrorism and the spread of weapons of mass destruction. GIIF will not only supervise the flow of large sums of money, but also pay attention to unusual transaction schemes regardless of their value.

< P > Banks will be required to use modern analytical technologies and an algorithm & oacute; in artificial intelligence, which will allow them to filter suspicion that arouses more effectively. Although reporting to GIIF is not automatically related to the client's problems & Amp; Ndash; The inspector analyzes each situation individually & ndash; However, this increased control may be felt for ordinary user & in the bank & oacute; w.

< h2 > how to prepare for changes ?

< p > persons making regular transfer & W for large amounts or frequent payments of Got & oacute; wki should be aware of the upcoming changes and prepare for additional questions from the bank regarding the purpose of the purpose of the “oacute; in transactions and source & oacute; Even seemingly minor operations can be subjected to more accurate analysis if they repeat themselves in an unusual way < p > The amendment to the Act on counteracting money laundering and financing of terrorism will undoubtedly affect the method of & oacute; b, in which Poles make financial transactions. Increased transparency and control may bring benefits in the form of limiting financial crime, but R & oacute; are associated with a greater bureaucratic burden on the client & oacute; in the bank & oacute; v.

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