At the moment, spouses under 30 years old account for 14.9% of the total share of families with a mortgage in Sberbank, it follows from the data of the Domclick service, the press service of the credit organization reported.
However, most often the mortgage is taken by couples between the ages of 30 and 40, analysts have found. They account for a share of 49.8%.
The remaining 35.3% of family mortgages are held by spouses over 40. Sberbank drew attention to the growth of this indicator. In the first half of 2020, this figure was 34.9%.
“Married Russians now account for almost 40% of all mortgage loans, and families with minor children – almost a quarter. Most often this year, married families took out mortgages in Moscow and the Krasnoyarsk Territory, ”said Alexander Vedyakhin, First Deputy Chairman of the Board of Sberbank.
In the first half of 2021, Sberbank issued 507,100 mortgage loans worth over RUB 1.3 trillion. This is 1.7 times and 2.1 times more than in the comparable period of 2020.