For the period from January to August, Russian banks put up 137 billion rubles for sale. overdue debts, according to the SRO “National Association of Professional Collection Agencies” (NAPKA). This is 36% less than in the same period last year. The largest decrease in supply, predictably, occurred in the quarantine months: from April to July, 66 billion rubles were offered for sale. against 155.7 billion rubles. a year earlier (-58%).
At the same time, in August, the volume of supply and closed deals increased significantly – up to 38.9 billion rubles. and 37.4 billion rubles. accordingly, exceeding last year's indicators by more than one and a half times.
In quantitative terms, banks put up for sale for 8 months 919.8 thousand overdue debts, which is 27% less than the same period last year. However, in August the figure increased by 22% and reached 199.8 thousand loans. Thus, we can talk about the recovery of the supply market and its return to the previous turnover, NAPKA notes.
At the same time, the share of closed transactions in the first eight months increased to 88% compared to 85.1% a year earlier.
The peak of applications for credit vacations fell on the month of April, when 39% of the total number of applications received for the period were submitted.
The regions leaders in terms of the number of requests for credit vacations were the Moscow region, Moscow and the Sverdlovsk region, follows from the message.