< img src = "/uploads/blogs/e4/5d/ib-fqsajl6ph_795081e9.jpg" Alt = "How fraudsters get access to Ukrainians' bank cards ? < p > in Ukraine exposed a group of fraudsters who received access to customer bank accounts. This is reported by & nbsp; Ukrainian & nbsp; nbsp; nbsp; < strong > 62 & nbsp; nbsp; nbsp; on the National Police of Ukraine. < P > The police detained a group of attackers who illegally received access to the bank accounts of Ukrainians and conducted financial transactions without their knowledge. The operation became possible due to the cooperation of law enforcement officers and the security service of one of the Ukrainian banks who found suspicious transactions and reported to investigative bodies.
< h2 class = "wp-block-glading" > How did the attackers act ?0 ~/h2 > < p >According to preliminary data, the participants of the scheme collected and used customer customers to manage finances without their permission. They used different methods to do this:< Ul Class = "wp-block-list" > < LI > Fracture of accounts and electronic systems. The fraudsters were accessed to personal data that allowed them to enter the victim's online banking. < LI > Use Fake Bank Cards. The malefactors worked cards to withdraw money from other people's accounts.
< LI > gathering confidential information. Suspects used phone calls, phishing sites and other methods to obtain passwords and access codes.
< P > During searches in the apartments of the suspects found rough records with customer details, a large number of bank cards, mobile phones and other equipment that could be used for frauds.
~ ~ ~ < p >Depending on their role in the scheme, the detainee threatens up to six years of UV & Rsquo; They may also be banned from working in the financial sphere or engaged in other activities, Rsquo; Rsquo; Personal Data Processing, up to three years.
< P > The investigation is ongoing, and investigators are checking whether fraudsters could be involved in other cases of financial fraud. Law enforcement officers urge Ukrainians to be cautious and not to transfer their bank data to third parties, as well as to carefully check messages from banks and other financial institutions.< h2 class = "wp-block-glading" > How Ukrainians protect their bank accounts and cards
< h3 class = "wp-block-glading" > protect your online banking
< p >Enable a two -factor authentication. Most banks offer a two -factor authentication that adds an additional level of safety when entering or transactions. Always activate this feature.
< P > Use reliable and unique passwords. You need to create passwords at least 12 characters long, combining capital and lowercase letters, numbers and special characters. Avoid using common words, birthdays or personal information.
< p > regularly change passwords and never use them re -for different accounts.
< P > Never notify your credentials for online banking. Banks never ask for a PIN, password or client's SMS codes by phone, e-mail or in text messages. If a person has received a suspicious request, you need to bin; rsquo; to be struck directly with the bank by official number.
< h3 class = "wp-block-glading" > protect your bank card
< p >Set up transactions notifications. Most banks allow users to receive instant notifications about each transaction using SMS or mobile banking. This helps to immediately detect unauthorized transactions.
< P > Turn on the limits on costs. Ukrainians are advised to limit & nbsp; daily and online transactions to reduce potential loss in the event of fraud. If a person does not use the online shopping on the Internet regularly, it makes sense to turn off online transactions and turn them on only as needed.
< P > Use virtual cards for online purchases. Many Ukrainian banks offer virtual cards that can be used for online payments. Such a card can be replenished for the required amount by preventing access to your main account.
< p >Be careful with contactless payments. To protect against unauthorized wireless scanning, cybersecurity experts are recommended to use cards or wallets with RFID blocking. And the best option & mdash; Disable contactless payments if a person does not use them daily. & nbsp;< h3 class = "wp-block-glading" > Learn how to recognize phishing and cybershachrai & nbsp;
~ ~ < p > frauds often give themselves out for banks, delivery services or government agencies.
< p > should carefully check the e-mail address or the sender's phone number before you go to any link.
< P > In addition, you need to check the websites before entering the card data and not proceed from links from emails or messages. To do this, enter the bank website manually.
< p >Any financial mobile applications or applications of marketers & nbsp; only official sources such as Google Play or App Store should be downloaded. Before installing it is not superfluous to check the rating of the mobile app and read the reviews of users about it. & Amp; nbsp; & nbsp; & nbsp;
~ ~ < h3 class = "wp-block-glading" > monitor the activity of your bank account
< Ul Class = "wp-block-list" > < li > regularly check transactions;
< Li > Check your statements for unauthorized payments weekly; < li > Immediately report to your bank about unfamiliar transactions from the card; < li > Use individual accounts for different purposes;
< li > Keep the main savings account separately from the daily use account; < li > transfer money only as needed to minimize risks.
< h2 class = "wp-block-glading" > what to do if you became a victim of fraud ?0 ~/h2 > < p > 1. Immediately lock the card through the mobile application of the bank or hotline.
< p > 2. Report a fraud in a bank and if possible to require cancellation of the operation.
< p > 3. To apply to the Cyber Police of Ukraine (< strong > https: //cyberPolice.gov.ua~~0~/strong~0).
< p > 4. Follow their accounts for further suspicious activity.
< p > Follow these steps, Ukrainians can significantly reduce the risk of becoming a victim of bank fraud and keep their finances.